Comprehensive Plan Design

Vertrix Wealth Management brings a proven, structured approach to building qualified retirement plans tailored to your organization’s specific goals. We partner with you to design and support a comprehensive retirement solution, helping you strengthen, support, and invest in your people.

A thoughtfully designed 401(k) plan can be a powerful tool for recruiting and retaining top talent.

A CONCIERGE APPROACH TO RETIREMENT PLANNING

We stay deeply engaged with today’s complex financial landscape and its impact on our clients’ goals.

With a thoughtful, perceptive approach, Vertrix delivers a high-touch, concierge-level experience—designing retirement plans that are purpose-built to support employees as they navigate every stage of life.

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FIDUCIARY SOLUTIONS

Ongoing changes in the regulatory landscape make experienced guidance more important than ever.

Vertrix’s team of professionals helps plan sponsors navigate fiduciary responsibilities by offering a range of fiduciary support services. Through our guidance, sponsors can help reduce risk and liability by appropriately allocating certain fiduciary duties to qualified third-party service providers.

  • DISCRETIONARY INVESTMENT OVERSIGHT

    Under ERISA Section 3(38), we assume discretionary authority over the selection, monitoring, and replacement of plan investments. This allows plan sponsors to delegate day-to-day investment decision-making to a qualified fiduciary while maintaining overall plan oversight.

  • COLLABORATIVE INVESTMENT SUPPORT

    As an ERISA Section 3(21) co-fiduciary, we provide professional investment recommendations and monitoring support while the plan sponsor retains final decision-making authority, creating a shared fiduciary framework.

  • OPERATIONAL & COMPLIANCE SUPPORT

    Under ERISA Section 3(16), we assist with designated administrative fiduciary responsibilities, helping ensure plan operations align with regulatory requirements and documented procedures.

Benefits of Engaging Fiduciary Services

Partnering with a fiduciary helps strengthen plan governance, improve oversight, and support responsible decision-making across your retirement program.

KEY BENEFITS INCLUDE:

  • Clear allocation of fiduciary responsibilities

  • Reduced administrative and decision-making burden

  • Structured, documented investment oversight

  • Ongoing monitoring aligned with regulatory standards

  • Enhanced governance and accountability

Your Interests Come First

As a fiduciary, fee-only registered investment advisory firm, Vertrix is committed to acting solely in our clients’ best interests. Our focus is on delivering thoughtful, objective insight—always with an eye toward your long-term success.

WHAT YOU CAN EXPECT

  • An initial consultation and evaluation with no obligation

  • Objective guidance with transparent, fully disclosed fees

  • Access to a broad range of institutional mutual funds and ETFs

  • A global, competitive review of your existing qualified retirement plan

  • Insight into plan structures that may offer meaningful corporate tax advantages

“We help you build the right plan, covering investment selection, plan administration, and continued employee education for your workplace.”

— Kristie Guadiano, MANAGING PARTNER

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We’re ready to help you protect your employees’ financial futures.

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